Interswitch one time Password (OTP)

How to Activate your One Time Password (OTP) or Safe Torken

Go to the nearest ATM, and insert your ATM card

Input your 4-digit PIN and press Enter

Select your bank account type eg Savings or Current

Select the ‘Quickteller’ option from the ATM menu screen

Select ‘Pay Bills’ from the Quickteller menu list on the ATM screen

Select ‘Others’ for the bill payment menu option list

Enter ‘322222”as the Biller Code

Enter your Phone Number as the Customer Reference Number and select ‘Proceed’

You will get a display “Do you want to make this payment?” Amount Due:N1
DO NOT edit the amount to be paid

Click on “Pay amount due”

You will then get a confirmation page indicating the registration was successful

*Note that a surcharge of N100 may be applicable to each successful registration.


Once registration is completed and activated, the Safetoken service is ready for use. Each time you are prompted to input an OTP on a merchant’s website, you will be prompted to send an SMS to “30010” from your registered mobile number and an OTP will be sent to your phone via SMS. You can then enter the OTP received on the web payment page to enable you complete the payment transaction successfully.

Please contact if you have any further comments or questions.
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